Loan programs

Every program we arrange, in one place.

Not sure which one fits? Call us at (312) 702-0567 and we'll match you to the right product in a 10-minute conversation.

Loan programs

SBA Loans

Government-backed SBA 7(a) and 504 loans for Chicago businesses, with longer terms and competitive rates.

$50K – $5M30 – 90 days
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SBA 7(a) Loan

The flagship SBA program: flexible-use 7(a) loans for working capital, expansion, or acquisition.

$50K – $5M45 – 90 days
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Business Line of Credit

Draw what you need, pay interest only on what you use. Built for uneven Chicago cash flow.

$10K – $250K2 – 5 business days
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Working Capital Loans

Flexible funds for payroll, inventory, marketing, or any short-term operating need in Chicago.

$10K – $500KAs fast as 24 hours
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Small Business Loans

General-purpose financing for established Chicago small businesses across nearly every industry.

$10K – $500K2 – 5 business days
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Short-Term Business Loans

3 – 18 month financing with fast approval, for opportunities and obligations that can't wait.

$5K – $500K1 – 3 business days
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Merchant Cash Advance

Advance against future card sales, with repayment that flexes with your daily Chicago receipts.

$5K – $500KSame day to 48 hours
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Unsecured Business Loans

No collateral required. Qualify on cash flow and business performance, not hard assets.

$10K – $500K1 – 5 business days
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Startup Business Loans

Launch capital for newer Chicago businesses, including options for owners under 12 months in operation.

$5K – $250K3 – 10 business days
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Business Acquisition Loans

Financing to buy an existing Chicago business through SBA 7(a) and conventional acquisition structures.

$50K – $5M30 – 90 days
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Accounts Receivable Financing

Borrow against open invoices instead of waiting 30, 60, or 90 days for customer payment.

Up to 90% of A/R1 – 3 business days
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Invoice Factoring

Sell invoices for cash today and get paid now instead of waiting on net-30/60 customers.

Up to 90% of invoice value1 – 3 business days
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Revenue-Based Financing

Repayment scales with monthly revenue: more in strong months, less in slow ones.

$10K – $1M2 – 5 business days
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Same-Day Business Loans

Decision in hours, funds in your account the same business day for qualifying files.

$5K – $250KSame business day
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Business Lenders Near Me

Local-first lender access for Chicago owners. We shop your file across an in-network panel of lenders.

$10K – $5M1 – 7 business days
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Business Loan Broker

A broker compares lenders for you: one application, multiple offers, one advisor.

$10K – $5MVaries
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Commercial Loan Broker

Larger commercial files: real estate, partner buyouts, multi-location expansion in Chicago.

$250K – $5M+Varies
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Equipment Financing

Finance the trucks, machines, kitchens, or tech you need. The equipment secures the loan.

$25K – $2M3 – 7 business days
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By industry

Dental Practice Loans

Financing for Chicago dental practices: equipment, build-outs, practice acquisition, and working capital.

$25K – $5M5 – 30 business days
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Medical Practice Loans

For physicians, veterinary, and specialty practices in Chicago: equipment, build-outs, or partner buy-ins.

$25K – $5M5 – 30 business days
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Restaurant Loans

Funding tailored to Chicago restaurants, cafés, and bars, built around weekly cash-flow cycles.

$10K – $500K1 – 3 business days
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Trucking Business Loans

For Chicago owner-operators and fleets: purchase rigs, fund fuel and repairs, or factor freight invoices.

$10K – $1M1 – 5 business days
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Commercial Construction Loan

Project-based capital for Chicago general contractors, trades, and developers between draws.

$25K – $5M5 – 30 business days
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Hotel Loans

Acquisition, renovation, and PIP financing for Chicago hotels and lodging operators.

$250K – $5M+30 – 90 days
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Salon Business Loans

Build-out, equipment, and working capital for Chicago salons, spas, and beauty businesses.

$10K – $250K1 – 5 business days
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Retail Business Loans

Inventory, build-out, and expansion financing for Chicago independent retailers.

$10K – $500K1 – 5 business days
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Auto Repair Shop Financing

Equipment, parts inventory, and bay expansion financing for Chicago auto repair shops.

$10K – $500K1 – 7 business days
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Ecommerce Business Funding

Inventory, ad-spend, and growth capital for Chicago Shopify, Amazon, and DTC brands.

$10K – $1M1 – 5 business days
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Food Truck Financing

Truck purchase, build-out, and working capital for Chicago mobile food operators.

$10K – $250K1 – 7 business days
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Loans for Gym Businesses

Equipment, build-out, and membership-growth capital for Chicago gyms and studios.

$25K – $500K3 – 10 business days
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Manufacturing Equipment Financing

Heavy machinery and production-line equipment financing for Chicago manufacturers.

$50K – $5M5 – 30 business days
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Agriculture Equipment Financing

Tractors, harvesters, and ag-tech financing for farms in the Chicago region and northern Illinois.

$25K – $2M3 – 14 business days
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Landscaping Equipment Financing

Mowers, trucks, and trailers for Chicago landscapers, lawn-care, and snow-removal crews.

$10K – $500K1 – 7 business days
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Farm Credit Financing

Operating lines, equipment, and real estate financing for Illinois farm operations.

$25K – $5MVaries
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SBA Loans for Daycare

SBA 7(a) and 504 financing for Chicago childcare centers and in-home daycare operators.

$50K – $5M30 – 90 days
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SBA Loans for Franchise

SBA 7(a) financing for Chicago franchisees, from single-unit launches to multi-unit growth.

$50K – $5M30 – 90 days
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SBA Express Loans for Veterans

Veteran-eligible SBA Express financing for Chicago veteran-owned small businesses.

Up to $500K10 – 30 business days
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Women-Owned Business Funding

Capital programs and lender access for women-owned small businesses in Chicago.

$10K – $5MVaries
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Still deciding?

A 10-minute call usually settles it.

Call (312) 702-0567